Graduates could make savings by planning

Graduates 'could make big savings by planning finances' Graduates can make substantial savings by organising their finances soon after leaving university, an expert has said.

Richard Brown, the chief executive officer of Moneynet.co.uk, says it s a good strategy for graduates to work out exactly how much disposable income they will have as soon as they enter employment, reports Fair Investment.

"Once you start work, it's important to take some time to work out a monthly budget. By actually putting pen to paper and understanding what's coming in and what's going out, you'll know how much you can use to start to repay some of your student debt." he remarked.

Mr Brown went on to say that a debt repayment plan is beneficial, noting that it is "pretty common" for graduates to leave university with a five figure sum to clear.

However, he points out that student loans carry low interest rates so any debts with higher rates, such as credit cards, should be paid off first.

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