Thousands of EU graduates owe up to £20 million in unpaid student loans

pay back student loans 150Foreign graduates who have studied at UK universities owe millions of pounds in unpaid loans yet only nine have been taken to court

According to new data which was obtained under the Freedom of Information Act, nearly half of all students from European Union countries are failing to meet their repayments. The information shows that many EU students are effectively gaining a degree for free.

The figures show that 43% of graduates from the 26 EU countries outside the UK have disappeared or were in arrears as of last April. The total outstanding debt at the end of 2009/10 was £47.4 million. Money owed to by graduates living in the UK is recovered automatically through the tax system when they start earning over £15,000 which increases to £21,000 when this years’ tuition fees increase starts.

A UK-based “tracing and collection agency” is being used to target these graduates, if they are found then fines could be added to their loan balances and then if the repayments are still not forthcoming then legal action could be taken. Yet among the 2,100 foreign non-payers, three quarters of them have been labelled as “not currently repaying – further information required to establish correct repayment status”, which suggests that the Student Loans Company (SLC) has lost track of them.

The figures show that officials are still not exercising their power to obtain judgements in British courts, which would then be followed by those in other EU countries.

Professor Alan Smithers, the director of the centre for education and employment research at Buckingham University, said: “One of the weaknesses of the fees and loans system is the difficulty in recovering money from a number of groups, and chief among them is graduates that come from the 26 other European countries.

“We really ought to be able to negotiate through the European Union a set of procedures that can enable us to recover this money.”

Emma Boon, campaign director at the Taxpayers Alliance ahs called for the process of tracing foreign students to be more rigorous. Emma called for the SLC to be more diligent about checks before it hands over the loan in order to prevent UK taxpayers from having to pay off the debt.

In response a spokesman for the SLC said “We are currently in the process of reviewing accounts both UK and EU borrowers who are known to reside overseas and who are in arrears, with a view to issuing legal proceedings against those who do not respond to initial letters,”

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